Ribbis: Matters of Interest

Adding Extra To Be Sure

Many times a person is unsure if he has repaid a loan in full (time has passed and he doesn’t remember, etc.).

May he add extra money to be sure he is
fully paid up, or is that considered ribbis?

Contrary to what one
may think, this rather common shailah is
actually not a problem of ribbis.

One may add extra
money to be sure that he is paid in full, since his intention is not to pay
ribbis, rather to avoid any possibility of carrying
an outstanding balance.